Accurate & Free BIC/SWIFT Code Finder
Use our free BIC/SWIFT finder to instantly retrieve the correct routing code for any financial institution. Essential for setting up secure and successful international money transfers, especially within the SEPA zone.
Understanding the BIC and SWIFT Code System
The Bank Identifier Code (BIC) and SWIFT Code are interchangeable terms for a standard format of Business Identifier Codes. These codes are used globally to identify a specific bank or branch during an international wire transfer, ensuring the funds arrive at the correct destination.
The Importance of Accurate SWIFT Codes
Using an incorrect SWIFT code is one of the most common reasons for failed or delayed international payments. Our finder tool utilizes an extensive and up-to-date database to ensure the code you retrieve is accurate, significantly lowering the risk of transfer errors and associated bank fees.
BIC Code Structure Explained
A BIC/SWIFT code is typically 8 or 11 characters long. It identifies the bank, country, location, and sometimes a specific branch. The first four characters identify the bank (e.g., 'BNPA'), the next two the country code (e.g., 'FR'), and the following two the location code. The 11-character code includes the three-character branch code at the end. When a bank's main office is referenced, or when only the primary code is required, the 11-character format often uses 'XXX' in place of a specific branch code.
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